Select Your Loan Amount

Borrowed Capital

Choose the value of your loan

500$

Repayment period: 3 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

750$

Repayment period: 4-5 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

1250$

Repayment period: 5-6 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

At Strato Capital, Our Priority Is Speed.

Speed, security and simplicity are the core principles of our community at Strato Capital. Our Instant Bank Verification (IBV) system, with 256-bit encryption, is the easiest way to get a quick loan in Quebec.

Using this technology, widely adopted by Canada’s major banks and financial institutions, we are able to meet your financing needs with greater speed. No need to send documents, everything is done instantly.

We understand the urgency of mini-loan situations and know that every minute counts. Our micro-loans offer repayment flexibility, so you can choose options that suit you.

What Are The Benefits Of Instant Bank Verification (IBV)?

Improved speed

Increased safety

Increased simplicity

F.A.Q.

This cutting-edge technology has been adopted by the latest financial institutions. It gives us read-only access to your bank statement to verify your information. With this system, you no longer need to send us any documents, speeding up the approval process for your micro-loan.

It’s simply the most secure technology on the market, offering the same level of security as that used by the major Canadian banks. We will never have access to your username or password.

All we need is a read-only copy of your bank statement. In accordance with our privacy policy, this information will never be disclosed.

This cutting-edge technology has been adopted by the latest financial institutions. It gives us read-only access to your bank statement to verify your information. With this system, you no longer need to send us any documents, speeding up the approval process for your micro-loan.

It’s simply the most secure technology on the market, offering the same level of security as that used by the major Canadian banks. We will never have access to your username or password.

All we need is a read-only copy of your bank statement. In accordance with our privacy policy, this information will never be disclosed.

The loan will not be renewed automatically. Renewal will be effective only after you have submitted an application and it has been approved.

No need to worry. Our team is there to find solutions in the event of an incident where you are unable to make a payment on time. However, we comply with Canadian lending standards and regulations. Consequently, we are obliged to demand payment in full of all outstanding amounts, together with interest and any other associated costs in the event of non-payment or contract amendment. In addition, if legal fees arise due to non-payment on your modified agreement, these fees will be claimed and must be refunded. If, for any reason, we are unable to agree on a repayment plan for your loan, we will turn your file over to a collection agency, which could have an impact on your credit rating. So it’s in your best interest to pay your installments on time.

Let’s take a concrete example: suppose you need to withdraw $750. You’ll receive the money in your account by the end of the day. Once you’ve received your loan, you can pay it back in 10 installments of $120 each.

In no case. We can’t even log in to your account. We will simply receive a secure version of your bank statement.

This system simplifies the process for you. You don’t have to worry about finding a fax machine, scanning documents, or even sending us anything. However, please note that the traditional method is still available. If you choose this option, simply send us your bank statement for the last 31 days, a recent pay stub, proof of identity, proof of address and a specimen cheque to approbations@stratocapital.ca or via your Customer Access.

Follow Our Simple 3-Step Process To Receive Your Loan Today*.

1. Fill in our form

2. Rapid validation

3. Direct deposit into your bank account

*Subject to your file being completed and approved before 11 am.

Get your loan fast, now!

Apply For A Loan Now