Easy Access To No-Inquiry Loans

No documents required! Fully online process.

1. Online loan application

Complete the form to submit your request.

2. Instant bank verification (IBV)

Approval takes just a few moments.

3. Ultra-fast loan

With direct deposit, the funds will be in your account on the same day.

*Subject to your file being completed and approved before 11 am.

IBV Check And No Documents Required.

Deposited directly into your account!

Finding and providing supporting documents can quickly become a tedious task. With IBV technology, you don’t have to.

What’s more, we firmly believe in looking forward to move forward. That’s why our approval process takes just a few minutes.

*The example provided by the simulator is for illustrative purposes only. It assumes that the amounts borrowed have been repaid in full according to the agreed repayment schedule, with no new withdrawals or cash advances before full repayment. The above example includes a weekly membership fee of $20, which must be paid by the customer until the loan is repaid in full.

Your Loan Simulation Tool

Payment Amount

Per week

62$

Per instalment, spread over approximately 91 days

Per 2 weeks

104$

Per instalment, spread over approximately 112 days

Per month

246$

Per instalment, spread over approximately 92 days

Payment Amount

Per week

68$

Per instalment, spread over approximately 119 days

Per 2 weeks

120$

Per instalment, spread over approximately 140 days

Per month

272$

Per instalment, spread over approximately 123 days

Payment Amount

Per week

80$

Per instalment, spread over approximately 126 days

Per 2 weeks

137$

Per instalment, spread over approximately 154 days

Per month

292$

Per instalment, spread over approximately 153 days

Payment Amount

Per week

85$

Per instalment, spread over approximately 147 days

Per 2 weeks

152$

Per instalment, spread over approximately 168 days

Per month

304$

Per instalment, spread over approximately 183 days

*Subject to your file being completed and approved before 11 am.

Strato Capital Advantages

No documents required

You won’t need to send documents by fax or email.

Privacy and security

Thanks to our IBV technology, your confidentiality and security are guaranteed.

No credit check

No credit check is performed throughout the process.

Direct deposit

Get your loan the same day*, directly deposited into your account.

*Subject to your file being completed and approved before 11 am.

Get your loan fast, now!

Apply For A Loan Now

Customer Testimonials

“Strato Capital was a lifeline for me. The process was easy, fast and efficient. I got my funds quickly. When I contacted their customer service for help, Laura was very calm and helpful. Bravo to Strato Capital, the best service on the market.”

– Sarah Courchesne

“What impressed me most about Strato Capital, compared to its competitors, was the efficiency of their process, from my first visit to their site to the direct deposit of funds into my account. What a relief to have chosen Strato Capital with confidence.”

– Stefan Weller

“I was filled with uncertainty when I needed money urgently, but working with Strato Capital turned out to be a real solution. Everything was as confidential as I had hoped. What’s more, I was extremely pleased with the simplicity of the paperwork for my application. “

– Jean-Christophe Allard

F.A.Q.

Nous avons établi des partenariats avec les institutions financières les plus réputées afin de vous proposer un taux d’intérêt annuel de 23,99 %.

Si le prélèvement automatique est rejeté, des frais de 60 $ seront appliqués dans ce cas. De plus, votre institution financière pourrait vous facturer des frais pour «effet sans provision» (NSF). Il est fortement recommandé de vérifier deux fois plutôt qu’une si vous disposez des fonds nécessaires avant la date de prélèvement afin d’éviter des frais supplémentaires.

Tout retrait initial effectué sur votre facilité de crédit sera remboursé selon un calendrier de paiements égaux et consécutifs, permettant le remboursement complet des sommes dues sur des périodes allant de trois à six mois. Ensuite, si vous avez droit à un réemprunt sur la disponibilité de votre facilité de crédit, celui-ci sera ajouté au capital encore dû sur tout retrait antérieur, et un nouveau calendrier d’amortissement sera convenu pour rembourser le montant sur un nombre prédéterminé de paiements égaux. Ce processus sera répété pour tout réemprunt subséquent.

The loan will not be renewed automatically. Renewal will be effective only after you have submitted an application and it has been approved.

No need to worry. Our team is there to find solutions in the event of an incident where you are unable to make a payment on time. However, we comply with Canadian lending standards and regulations. Consequently, we are obliged to demand payment in full of all outstanding amounts, together with interest and any other associated costs in the event of non-payment or contract amendment. In addition, if legal fees arise due to non-payment on your modified agreement, these fees will be claimed and must be refunded. If, for any reason, we are unable to agree on a repayment plan for your loan, we will turn your file over to a collection agency, which could have an impact on your credit rating. So it’s in your best interest to pay your installments on time.

Let’s take a concrete example: suppose you need to withdraw $750. You’ll receive the money in your account by the end of the day. Once you’ve received your loan, you can pay it back in 10 installments of $120 each.

Quick loans available from $250 to $1250 at any time!